100% Mortgage loan financing in Baltimore-Margaret Rome was my connection.
I had the most wonderful closing with a lovely couple this month.
It all started when I got a call from Barbara McLain of Action Realty. She said that she had shown a client a condo that was listed by Margaret Rome. Margaret had recommended me to her and she wanted to talk to me about her client. The client was very special to her, and she wanted to be sure that she would be well taken care of. After we spoke, Barbara had her client Pat contact me.
Pat and I spoke and hit it off immediately. Pat is a very special woman, soft spoken and faith-filled. She and her husband Reggie met at church and have been married about 4 years. They were ready to buy a home. We discussed her current financial situation and her big picture plans. We discussed their comfort zone for a monthly payment. They were fully qualified with great credit, and verifiable income and assets. Armed with that information, they were ready to continue their home search with Barbara.
The first home they found was a little above the high end of their comfort zone. We discussed it, they discussed it. They decided to continued the search. A very short time later Barbara helped them to find the perfect single family home, in the perfect location, at the right price. The offer was negotiated, the contract was signed.
The listing agent, Geri Anderson of Bob Lucido's Team of RE/MAX Advantage was easy to work with. When the home inspection and the VA appraiser uncovered some needed repairs, Geri and the seller were on them immediately. Barbara was able to recommend an electrician who will surely be added to Geri's recommended list.
A really smooth and joyful settlement conducted by Rebecca McNaughton of Lakeside Title was the cherry on top. As a special treat they bake cookies just before settlement. Since I gave up sweets for lent, I wasn't able to taste them, but they sure smelled good! A lovely touch.
Since Pat is a veteran, she was able to use her VA eligibility for 100% mortgage loan financing and the seller agreed to pay all of her costs. Since Tony and I provided an accurate picture of the cost to close prior to the submission of the offer, Pat and Reggie left the settlement table with a check equivelent to the earnest money deposit check and all out of pocket costs. I love when someone is able to buy a home with 100% mortgage loan financing in Baltimore and are reimbursed for all out of pocket costs.
After settlement, while documents were copied and checks were cut, we all got a chance to check out some of Reggie's amazing art work. Check out his art here. This is one of my favorites, not that I am biased, but it's his lovely bride Pat! His art is for sale and he is available if you want to commission a piece. I hope to have him turn one of Papa Razzi's photographs into an oil painting...
Thanks so much to Margaret Rome for referring me to Barbara McLain. Thanks to Barbara for entrusting me with your client. Thanks to all involved for making this a settlement that was filled with joy! All the best to Pat and Reggie as they fill their new home with love!
Another happy closing with Bridget "Maryland Mortgage Mama" McGee!
100% mortgage loan financing in Baltimore and Margaret Rome was my connection!
If you are considering purchasing a home in Maryland and want to be sure you are mortgage ready, my brother Tony and I will be happy to help! We help to make the mortgage process a pleasure!
If you already own your home, we are happy to provide a no-cost mortgage review to help you to determine if refinancing may be in your best interest. Please contact me at 410-960-2061.