Bridget's Blog


Maryland Mortgage Loan Approval in Ten Minutes, Not This Lender

Maryland Mortgage Loan Approval in Ten Minutes?  Not this lender!

I read a post a while back about a lender who said he can give a loan approval in ten minutes.


If a lender is taking only 10 minutes to give an approval, they are probably not getting all the info they need to help the borrower make the best decision for their purchase or refinance. 

Too many folks are disappointed by a "days before closing" turn-down or delays in their loan approval, when a more complete review would have revealed issues long before they found the home of their dreams.


Maryland Loan Approval in Ten Minutes

If you get a QUICK Loan Approval for a Maryland purchase or refinance, it may not be worth the paper it is written on.

If you are looking for a loan approval that you can bank on, call me. I want to know more about my borrower and their specific situation and concerns before throwing an approval out there. I believe that mortgages are about more than the money

My team and I will review your right now picture... paystubs, your tax returns (if self employed or your taxes show unreimbursed business expenses or investment properties), your bank statements and your credit report.

We will talk about your big picture goals.

We will look for ways to improve your financial picture that may help you to qualify for better loans. 

If you want to know what documentation is needed for a full prequalification, click here.

A Maryland Mortgage Loan Approval in ten minutes may be quick, but it probably won't be right!  I WILL take more than ten minutes for your Maryland Mortgage Loan Approval, but you will have all the information you need to make your best decision and you WILL get to closing on time! 


Maryland Mortgage Loan Approval in Ten Minutes...Not this lender!

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Warm Regards,

Bridget McGee  Maryland Mortgage Mama  NMLS# 196068  SWBC Mortgage.   410-960-2061 EHO or


If you are considering purchasing a home in Maryland and want to be sure you are mortgage ready, my brother Tony and I will be happy to help! We help to make the mortgage process a pleasure! 

If you already own your home, we are happy to provide a no-cost mortgage review to help you to determine if refinancing may be in your best interest.  Please contact me at 410-960-2061.

Comment balloon 3 commentsBridget "Mortgage Mama" McGee • January 28 2013 09:05PM


Bridget  A "quickie" approval is...not worth the paper...  A serious buyer will shop for the best lender and in are TOPS!  Great service always comes with dedication.

Posted by John G. Johnston, An Exclusive Buyer's Agent ~ Westcliffe, CO (John G. Johnston & Associates, LLC) about 7 years ago

Hi Bridget, I remember hearing from a client I referred to you that 'your application is too long' and it would 'take too much time to submit everything you asked for' .. I also remember all the trouble and delays we ran into with a different lender who didn't require as much "stuff" upfront.

Posted by Andrea Bedard, M.A.; REALTOR® Silver Spring, MD and beyond (Thompson Company, REALTORS®) about 7 years ago

I've felt the pain of those 10 minute approvals on deals that couldn't go to settlement the day before closing because the lender didn't do a thorough job on the preapproval and then everyone pays the price.  Buyers and homeowners refinancing need to use a reputable lender like Bridget that does a great and thorough job!!

Posted by June Piper-Brandon, Piecing Dreams One Home at a Time (Long & Foster Hampden) about 7 years ago