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SHOULD I PAY FOR A RECORDED DEED IN MARYLAND?

 

SHOULD I PAY FOR A RECORDED DEED IN MARYLAND?

 

Mortgage Frequently Asked Question:

 

Q. 

I have recieved a letter offering to send me a copy of my recorded deed for $83, should I pay it?

 

 

A.  NO!  You would be throwing your money away!

 

Should I pay for a recorded deed in maryland

 

 

The  letter is from a deed retrieval company that provides a service you don't need.

Your Deed is recorded in the land records and what is recorded is the official Deed.  The title company typically sends the original of the recorded deed to the buyers once they receive it back from the courthouse but I am not sure if the title folks you used do that.  Though it is nice to have the stamped hard copy, It isn’t really necessary.

 

 

Property deeds in Maryland are accessible for FREE online via http://v3.mdlandrec.net .

 

Bottom line, SAVE YOUR MONEY! The "Deed Retrieval" letters should have a disclaimer (albiet most likely in a small font) that indicates that they not associated with a government agency or your lender.  When in doubt, contact  your loan officer or the title company that completed your closing.

 

SHOULD I PAY FOR A RECORDED DEED IN MARYLAND? NOPE, It's not necessary.

 

 

Warm Regards,

Bridget McGee  Maryland Mortgage Mama  NMLS# 196068  Corridor Mortgage Group.   410-960-2061 EHO   bmcgee@corridormtg.com or marylandmortgagemama@gmail.com

 

If you are considering purchasing a home in Maryland and want to be sure you are mortgage ready, my brother Tony and I will be happy to help! We help to make the mortgage process a pleasure! 

If you already own your home, we are happy to provide a no-cost mortgage review to help you to determine if refinancing may be in your best interest.  Please contact me at 410-960-2061.

Comment balloon 4 commentsBridget "Mortgage Mama" McGee • November 17 2014 08:54AM

Comments

Bridget, this is great advice to homeowners, as always!!  It's too hard for people to make and keep their money without other people trying to find ways to get it.  

Posted by June Piper-Brandon, Piecing Dreams One Home at a Time (The Traczyk Team at Remax New Beginnings ) about 4 years ago

Thanks June!  If only these folks could use their brains for the betterment of society instead of scamming folks!  

Posted by Bridget "Mortgage Mama" McGee, Maryland Mortgage Mama NMLS#196068 (SWBC Mortgage 410-960-2061) about 4 years ago

Bridget, This is something we tell our clients at the settlement table. NO! You do not have to pay for your recorded deed! Good reminder to be careful about sending any money being solicited via mail, phone or email.

Posted by Margaret Rome, Baltimore Maryland, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) about 4 years ago

A few weeks ago, I had someone who didn't want to use a title company; I'd submit that was an overkill on the other side equation.  While I don't advocate to paying for recorded deeds, I would like to ensure the deed that is recorded is legitimate.

Posted by Claude Labbe, Realty for Your Busy Life (Real Living | At Home) about 4 years ago

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