I am a loan officer. My primary job is to help people get loans for real estate.
I am a marketer. My job is to help Realtors and FSBO's market their properties. My job also includes gathering information for our newsletter that will help our clients and prospects and to disseminate timely market changes to our clients, partners and prospects. I also represent myself, my branch, and my company wherever I go, to the best of my ability.
I am an administrator/processor. My job is to help my brother Tony, the branch manager of our office to gather documentation, work with underwriters, appraisers, realtors, buyers, sellers, title agents, to get loans to closing; assist clients, follow up on referrals and keep our office in compliance with all the changes in the market.
Beyond my JOB is the true belief that my PURPOSE is to assist people, in any way that I can, to help them better their lives. Or, as my mother used to say, to treat people so that when they walk away from you, they feel better about themselves. The easy part is helping them to find the right realtor to show them a property or sell their home. The easy part is helping them to find the RIGHT loan for their situation and to fit their goals. The easy part is coordinating all the "fingers in the Real Estate pie" to get folks to the settlement table on time, with the right loan.
The hard part is helping a client through a painful separation or divorce that is complicated by the dissolution of assets that includes their home. The hard part is knowing that a friend, client, business partner or prospect is trying to find something that is beyond my job description. The hard part is not being able to limit myself to the financial part of buying or selling a home, but becoming emotionally involved on so many greater levels.
I don't believe that I was put on this earth to be a loan officer. I believe that I was put on this earth to help people. Mortgages are my job, I am good at it, we will get there eventually. In the meantime, call me to say hi, or vent or share your struggles or your good news.
By the way, I have a client who is looking for a junior program manager or quality engineer type position within about a 30 minute commute from Annapolis. Her husband found a new job and they are planning a move to Annapolis, MD from West Virginia. If you know someone who might be on the lookout for someone with strong qualifications, let me know. I will be happy to get you in touch. After all, it's my job purpose!
If you are considering purchasing a home in Maryland and want to be sure you are mortgage ready, my brother Tony and I will be happy to help! We help to make the mortgage process a pleasure!
If you already own your home, we are happy to provide a no-cost mortgage review to help you to determine if refinancing may be in your best interest. Please contact me at 410-960-2061.